December 15, 2009

Credit Reports

As some of you already know, I used to process mortgage loans. I started a job at US Bank when I was eighteen doing data entry work. After a while, I was taught to process mortgage loans and that is when I discovered just how important credit reports are. A person's credit score determines a lot about the life they are able to lead. The better your credit, the more money you will save. If you have horrible credit, you're going to have to save up for everything because no lender will want to loan you money. I check my credit once a year to make sure that no one is stealing my identity and to make sure that none of the lenders are reporting the wrong information. With the internet, it's really easy for a hacker to get someone's personal information and use it for their own personal gain. We have to double check everything and make sure that no one is taking advantage of us. It is impossible to keep all of your information secret. You have to give it to doctors, lawyers, just about everyone. Even if you do everything right, there is still a chance that someone will take something that is rightfully yours.

Disclosure: This is a sponsored post.

1 comment:

CallMeKayla said...

identity theft becoming more and more frequent.. *sigh* just one more thing for people to worry about these days I guess...